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What is a Demat Account?

A Demat Account allows traders and investors to hold the shares and securities in an Electronic format. Moreover, it replaces the old-fashioned trading and holding in physical shares with an innovative way of electronic form. A lot of paperwork is reduced due to it being in an electronic form and almost everything is done online. A Demat account will make investing and trading very convenient for any investor. Additionally, the shares are stored in dematerialized form and all the stocks once entered into the Demat account are converted from physical to electronic form.

What are the benefits of a Demat Account?

Less Paperwork: All your investments are stored in an electronic form that eliminates almost all documentation and reduces paperwork.
Reduces Cost: Trading in physical shares will reduce the higher transactional cost. Moreover, all the extra expenses like stamp duty and handling charges are eliminated by using a Demat Account.
Instant Transactions: As all the shares are in Electronic Form, a Demat account makes the transactions faster and results in quick credit for investors.
Safe and Secure: Trading in physical share format has many risks associated with like damage, loss, and misplacement of shares. Additionally, when you open a Demat account all these risks get eliminated.
Axis Direct Demat account opening guide

Some Facilities offered by Demat Account

Multiple Access
Easy Transfer of Shares
Freezing of Demat Account
Quick Dematerialisation and Rematrialization
How does an Online Demat Account Work?

An Online Demat Account is like a bank account only difference that exists is that a bank account holds cash and a Demat account holds securities and shares. Moreover, when you buy shares the DP or Depository Participant credits your Online Demat account with the particular shares you want to purchase. After the shares are credited, it is reflected in your statement of holdings. If you trade via the internet, you can view the holdings of yours in an Online Form.

When you go for a sell transaction for selling your shares you need to give instructions to your broker. Moreover, your account is debited with shares, and the money is received after the shares are sold. If you are trading via Online mode through the internet the debit transaction will directly be reflected in your account with credit of the amount of money.

Types of Demat Account

Regular Demat Account: A regular Demat account is appropriate and used by traders and investors who reside in India. SEBI has introduced an Account type that is called BSDA (Basic Services Demat Account) for investors with holdings that do not exceed Rs. 2 lakhs. The maintenance charges of this type of Demat Account are low annually.
Repatriable Demat Account: A Demat account type that is appropriate and used by NRIs or Non-resident Indians under which the funds can easily be transferred abroad. A Demat account of this type requires an NRE bank account in association with it.
Non-Repatriable Demat Account: A type of Demat account that is generally used by NRIs in which funds cannot be transferred abroad. In addition to that, a Demat account of this type will require an NRO bank in association with it.
What is a Trading Account?

Trading Account is usually used for buying or selling equity shares in the Stock Market. Moreover, the stock exchange previously was functioning on the open outcry system. In such type of system, the traders used verbal communication and hand signals to convey their decisions of buying or selling a particular stock by mentioning the quantity. Additionally, later the stock markets totally adopted the new and advanced electronic system.

Everything is now available in online mode where the buyers and sellers do not have to be present at the stock exchange in order to place a particular order. In addition to that, they even open a trading account for you with a registered stock market broker who conducts the trading. Every trading account has a unique ID for trading and that can be utilized to perform all the transactions online.

What are the benefits of a Trading Account?

Reliable Information: For going into the field of Equity Investing, you need to take the right decision at right time. Moreover, Online trading provides services like research reports and knowledgeable professionals. These reports provide the investors with reliable information that makes the investment decisions well-informed.
One-point Access: There are multiple exchanges in the country of India that help the investor to trade in a variety of commodities and securities. Some of the leading exchanges are NSE, BSE, MCX, and NCDEX. Moreover, having a trading account will enable Wealth creation in just one click.
Flexibility: The trading platforms provide flexibility as there is the facility of web-based and application-based platforms. You can have easy access to many devices from which you can trade.
How does a Trading Account Work?

A trading account acts as a mediator or link between the bank account and the Demat account of the investor. Moreover, investors can place his order through this type of account when he wants to buy shares. Additionally, when the buy order is placed the transaction is later processed in the stock exchange. The shares are credited into his Demat account and the proportionate amount of money is debited from the Bank account.

If a similar process takes place for the sale of shares. The investor should choose to sell a specific number of shares suppose 50 Shares. The transaction is processed in the stock exchange and the 50 shares (Example) are debited to his Demat account and the amount of money of those shares is credited to his bank account.

Conclusion

To sum it up, a Demat account will help keep your shares and securities in an electronic form, and a Trading account will help you trade in the stock exchange. Additionally, there are many benefits of a Demat like safety, instant transactions, less paperwork, and cost reduction. Moreover, the benefits of a trading account include one-point access, flexibility, seamless transaction, notification, and much more. Having Demat and trading accounts will make your trading journey simple and hassle-free.

Ways to Rest Sore Muscles

Exercising plays a major role in increasing the chances of sore muscles. This is ideally true for people who have recently started working out and whose body is not very accustomed to indulging in any kind of physical activities. Muscle soreness comes with extreme discomfort and pain. However, it is not entirely dangerous to your health. Most of the times, all you have to do is take some days off and let your muscles recover from the soreness completely.

The amount of rest your muscles need in order to recover from the soreness depends entirely on the type of soreness you are suffering from. For instance, if you’re dealing with acute muscle soreness, you’ll only have to rest the muscles for several hours after workout, and the discomfort will also only last for several hours after training. In fact, you will be able to get back to your training the next day. In case of delayed onset muscle soreness, you will most probably have to rest for 1-3 days after your workout. Since it is delayed, it lasts longer than normal, which is why you will need to rest longer. At this time, you can take on some mild exercise like walking or cycling instead of the intense exercises.

There are a number of ways in which you can relieve muscle soreness, one of the most preferred in this fast-running world is simply applying a fast relief gel. However, the very first effective way is rest, which, as learned earlier, depends solely on the type of soreness. Now, by resting, it doesn’t mean you should stop all your physical activities and lay on bed all day. Doing so is sure to make your muscles weaker, which is why it is very important to make sure you continue with your physical activities while ensuring minimum movements. You could walk instead of running and swim instead of jogging. Indulging in different physical activities plays a major role in keeping your blood circulation good while also helping the muscles recover faster. Another way is to keep your body hydrated, no matter what. Drinking enough water is ideal to make your body toxins flush out of our system. These toxins are known to hinder in your active muscle recovery, which is why it is important to eliminate them from your bloodstream. Third way is active recovery – if you you’re your muscles are recovering before the expected time and you’re feeling better already, you can get back to your routine, gradually. The fourth way is to keep your body healthy by providing it with all the required nutrients. In order to recover faster, it is important to eat nutritious food all the time. Your muscles need all the nutrients to get back to normal. Your muscles specifically need potassium and protein in order to ensure faster and better healing.

Muscle soreness is normal. However, it sure does bring a lot of discomfort in your life. It’s not always that a cool pack gel or a pain relief spray will help you heal your pain. Thus, the above tips will help you prevent the condition while also ensuring quick recovery.

What Is 9 Months Pregnant In Weeks? Full Pregnancy Calendar

This is the start of an exciting and blessed journey. It commences at the start of your last period and lasts about four weeks.

Baby’s life starts this month, i-e, about two weeks from the commencement of your last period, conception takes place inside your uterus.
There will be more than 36 weeks (8 months, 12 days) until the birth when the month ends.
The fetus (your baby) will be 2 weeks old at the end of this month.
He/she will be the size of a pinhead.
Pro Tip: Refrain from taking any medicine without consulting a health professional during your pregnancy. Tell them about your condition so they can prescribe a medicine that is safe for both you and your baby.

The Second Month (5th-8th Week)
This starts after the beginning of your last period and it will last four weeks.

32 more weeks to birth (7 months, 14 days) at the end of this month.
The fetus will be six weeks old at the end of this month.
At the end of the second month, the baby will be 1.5 cm in length.
The fetus will start to develop limbs.
In this month, the umbilical cord, the nervous system, spine, heart, nose, eyelids, and ears begin to develop.
Pro Tip: Tobacco smoking and alcohol drinking can seriously hamper the development of your baby. They can also have adverse effects on your lungs.

The Third Month (9th-12th Week)
The third pregnancy month starts 8 weeks (2 months) after the beginning of your last period.

Until birth, there will be 28 weeks (6 months, 16 days) at the end of the third month.
The baby will be 6 weeks old at the start of this month and will be 10 weeks old at its end.
The fetus will weigh around 20 grams and will be 9 cm long at the end of the third month.
For the first time, the baby’s heart will beat. (Already excited?)
The fetus will get the nourishment through the umbilical cord and will float in a sack of amniotic fluids.
Pro Tip: Mother’s health and wellbeing are very important to the child. Plenty of exercises and a healthy diet will be beneficial for both mother and child.

The Fourth Month (13th-16th Week)
This month will begin 12 weeks (3 months) after the start of your last period.

24 weeks (5 months, 18 days) will be left until birth at the end of this month.
The fetus will be 2.5 months old at the beginning of this month and will be 3.5 months old at its end.
The fetus will weigh around 100 grams at the end of the fourth month and will be 16 cm long.
The uterus will be stretched to about the size of a fist.
The face will begin to acquire its own features and the head will be big, about half of the total length. Ears and genitals will be developing around this time.
The fetus will practice breathing and swallowing movements. It will turn its head, will move its thumb and toes, and kicks. However, the mother will not yet feel any such tiny movements.
Pro Tip: You must visit a clinic or a doctor before the beginning of the seventeenth week in order to qualify for maternity benefits.

The Fifth Month (17th-20th Week)
The fifth month starts 16 weeks after the start of your last period.

There will be 20 weeks (4 months, 20 days) until the birth at the end of this month.
The fetus will be 14 weeks old at the start of the fifth month and 18 weeks at the end of this month.
The baby will be 25-27 cm in length at the end of the month and weighs around 250-300 grams.
By that time, the fetus will have grown its own circulatory system, and its heartbeat will be twice as fast as adults.
The fetus will now have eyebrows. Its skin will be covered in fine downy hair that will vanish by birth time.
By this time, the placenta will be as big as the fetus and it will protect it from some but not all harmful substances.
If the mother had a baby before, the mother can now feel the baby’s movements.
Pro Tip: In this month, the time is ripe to talk to the health nurse about antenatal classes.

The Sixth Month (21st-24th Week)
This month begins 20 weeks (5 months) after the commencement of your last period.

At the end of this month, there will be 16 weeks (3 months, 2 days) until birth.
The fetus will be 4.5 months old at the start of this month and will be 5.5 months old at the end of the sixth month.
The baby’s heartbeat can be heard or felt at this time. Even a primipara (a woman expecting her first kid) can feel its movements. The fetus will weigh around 400-600 grams and will be 30 cm long at the end of the sixth month.
The faster growth of the uterus indicates the possibility of twins.
The uterus (the fundus) will be up to the navel at the end of this month.
The protective film begins to grow into the skin.
The baby will practice sucking and its thumb will often find its way into the baby’s mouth.
During this period, the baby will sleep most of the time but can be woken by external vibration or noises.
Pro Tip: You should keep your paperwork in order by this time because, in the 22nd week, you will be eligible for maternity, paternity, or parent’s pay (and absence leave) or for maternity benefits.